Kotak Mahindra Bank Statement Abbreviations

Kotak Mahindra Bank ke har statement code ka matlab + free converter.

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Last updated: 26 August 2026 • By Sagar Barde • Free tool • No signup needed
Quick answer: Kotak Mahindra Bank statement abbreviations decoded: INT.PD (interest), AMB CHRG (min balance), CLG (cheque clearing), NACH (mandate) and more — with a free converter that auto-categorises every code.

Common Kotak codes

UPI/DR, UPI/CR

UPI se paisa gaya / aaya

NEFT / RTGS / IMPS

Bank transfer systems (batch / real-time / instant)

INT.PD / SB-INT / INT CR

Interest credit (savings/FD)

OD INT / INT DR

Overdraft ya loan par interest charge

AMB / MAB / QAB CHRG

Minimum balance na rakhne par charge

SMS CHRG

SMS alert service charge

GST

Bank charges par GST

CHQ / CLG / TO CLG / BY CLG

Cheque — issue / clearing debit / clearing credit

ECS / NACH / ACH / SI

Auto-debit mandates (EMI, SIP, insurance)

POS / ECOM

Card swipe / online card payment

ATW / ATM WDL

ATM cash withdrawal

REV / RFD / RET

Reversal / refund / return (failed txn paisa wapas)

TRF / TFR

Transfer (same bank accounts ke beech)

TDS

Tax deducted at source (interest par)

CDM / CASH DEP

Cash deposit machine / counter deposit

VMT

Visa Money Transfer

Kotak Mahindra Bank-specific notes

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About Kotak Mahindra Bank statements

Kotak Mahindra Bank (India, INR) e-statements show: Date | Narration | Chq/Ref No | Withdrawal (DR)/Deposit (CR) [SINGLE col, neg=DR] | Balance. These PDFs are great to read but hard to analyse — copy-paste breaks columns and drops wrapped narrations. This converter reads the actual text layer of the PDF, detects your Kotak layout automatically and rebuilds every row in clean Excel columns, cross-checking each amount against the running balance before export.

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