Bank Statement Abbreviations — A-Z Guide (India + International)

INT.PD, AMB CHRG, CLG, NACH — har code ka matlab. Free converter ke saath.

Home » Bank → Excel » Abbreviations
Last updated: 26 August 2026 • By Sagar Barde • Free tool • No signup needed
Quick answer: Bank statement abbreviations explained: INT.PD, SB-INT, AMB CHRG, CLG, NACH, ECS, UPI/DR — what every code means on Indian and international statements, plus a free converter.

Indian bank statement codes

UPI/DR, UPI/CR

UPI se paisa gaya / aaya

NEFT / RTGS / IMPS

Bank transfer systems (batch / real-time / instant)

INT.PD / SB-INT / INT CR

Interest credit (savings/FD)

OD INT / INT DR

Overdraft ya loan par interest charge

AMB / MAB / QAB CHRG

Minimum balance na rakhne par charge

SMS CHRG

SMS alert service charge

GST

Bank charges par GST

CHQ / CLG / TO CLG / BY CLG

Cheque — issue / clearing debit / clearing credit

ECS / NACH / ACH / SI

Auto-debit mandates (EMI, SIP, insurance)

POS / ECOM

Card swipe / online card payment

ATW / ATM WDL

ATM cash withdrawal

REV / RFD / RET

Reversal / refund / return (failed txn paisa wapas)

TRF / TFR

Transfer (same bank accounts ke beech)

TDS

Tax deducted at source (interest par)

CDM / CASH DEP

Cash deposit machine / counter deposit

VMT

Visa Money Transfer

International

D/D, S/O (UK)

Direct Debit / Standing Order — recurring payments

FPI / BGC / BAC (UK)

Faster Payments In / Giro Credit / automated credit

CHECKCARD, ACH, DIRECT DEP (US)

Card purchase / auto-debit / salary credit

DAILY ENDING BALANCE (Chase)

Balance snapshot — transaction nahi (hum ise exclude karte hain)

Statement kholo, samjho, Excel banao

Ye sab codes description me milte hain — hamara converter har narration ko Category me convert kar deta hai (UPI, Fees, Interest, Salary…), taaki tumhe yaad rakhna na pade. Try the converter.

Convert your bank statement — free, unlimited, 100% private
🚀 Open the Bank Statement Converter