Excel Credit Card Tracker — build your free credit card tracker with statement conversion + formulas.

What a Good Tracker Needs

• Every transaction: Date, Description, Debit, Credit. Category column (automatic via formula), monthly totals (SUMIFS), payment-due tracking, yearly summary — all ffrom our converter plus a few formulas — no paid template needed.

  Step 1: Convert Statements

  1. Open the tool → statement PDFs upload do (12 months ek saath)
  2. Download the Excel file
  3. Har mahine ki entries ek "Transactions" sheet me paste do

  Step 2: Auto-Categorize

  Category column:

  =IF(ISNUMBER(SEARCH("amazon",B2)),"Shopping", IF(ISNUMBER(SEARCH("uber",B2)),"Travel", IF(ISNUMBER(SEARCH("netflix",B2)),"Subscriptions","Other")))

  Step 3: Monthly Summary Sheet

  • Monthly spending: =SUMIFS(C:C, A:A,">="&DATE(2026,1,1), A:A,"<="&DATE(2026,1,31))
  • Category totals: =SUMIF(E:E,"Shopping",C:C)
  • Payment due: add due-date and minimum-due columns manually. Step 4: Yearly Report Pivot table: rows=Month, values=SUM of Debit. Build a category-wise pie chart. 12 months of analysis in 2 minutes.
    Convert your statement — free!
    🚀 Open the Tool

    Frequently Asked Questions

    Q: Is there a free template download?

    A: No template download — because the converter itself gives clean Excel (Date/Description/Debit/Credit). Usi me upar ke formulas add do — 5 minute ka setup.

    Q: Can I track multiple cards in one tracker?

    A: Haan — har card ka data alag sheet me rakho, ya ek "Card" column add do (A: Card Name) aur SUMIFS me card filter do.

    More guides: 📚 Browse all guides (Blog) 🚀 Free Credit Card to Excel Converter