Last updated: 21 August 2026
Charges
Markup 2-3.5% + 18% GST on fee. Full guide.
Example
$100 (₹8,400): markup ₹294 + GST ₹53 → ₹8,747. ~4.1% extra.
TCS
5% on international spends above ₹7L/year (liberalized remittance).
Frequently Asked Questions
Q: Tax on foreign?
A: TCS 5% above ₹7L/year.
Q: Avoid fx fee?
A: No-FX-fee cards (Niyo, Scapia, Uni).
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