Last updated: 16 August 2026
About SmartEarn (India)
The Amex SmartEarn is an entry-level cashback card that gives 5% cashback on: groceries (online + offline), dining (online food delivery included), utilities (mobilee, electricity, gas bills)Why Convert to Excel
- Category-wise spending: isolate groceries/dining/utilities. Cashback verification: verify the 5% yourself. ₹1,000 cap tracking: watch before hitting the capa card use do
- Bill payment planning: utilities tracking rakho
Category Tracking Formula
The converted Excel contains merchant names — to assign categories: =IF(ISNUMBER(SEARCH("grocery",B2)),"Groceries", IF(ISNUMBER(SEARCH("swiggy",B2)),"Dining", IF(ISNUMBER(SEARCH("electricity",B2)),"Utilities","Other")))Phir Pivot Table se category-wise totals.3 Steps to Convert
- Open the tool
- SmartEarn upload the statement PDF
- Download the Excel file — cashback tracking ready!
Convert your statement — free!
🚀 Open the Tool
🚀 Open the Tool
Frequently Asked Questions Q: Does the SmartEarn statement convert?
A: Haan — SmartEarn Indian format me supported hai. INR amounts and DD/MM dates are handled automatically.