Last updated: 21 August 2026
India Options
- FD-backed secured (best)
- Add-on (parents)
- Pay-later apps (careful)
US Options
Discover it Student, Capital One SavorOne Student, Chase Freedom Student — cashback, no fee, credit building.
Build Credit
- Secured/add-on shuru
- Small spends + full pay
- 3-6 mo → score
Frequently Asked Questions
Q: Students get cards?
A: Haan — secured/add-on/US student cards.
Q: Best for students?
A: US: Discover/Capital One. India: FD secured.
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