Last updated: 21 August 2026
What Is It?
Load first, then spend — no credit. Visa/MC network par.
vs Credit
| Feature | Prepaid | Credit. Borrowing: no | yes. Score building: no | yes. Rewards: few | more |
|---|
Verdict
It doesn't build your score — a secured card is better for credit.
Frequently Asked Questions
Q: Same as debit?
A: Almost — loaded paisa.
Q: Build credit?
A: No — get a secured card.
Convert your statement — free!
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