Credit Card Points Expiry

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Last updated: 21 August 2026

Expiry Rules

ProgramExpiry
Amex MR3-4 years
HDFC SmartBuy4 years
Chase URNever (card open)
Axis Edge3-4 years

Save Them

Frequently Asked Questions

Q: How long points last?

A: 2-5 years (program ke hisaab se).

Q: Expired points?

A: They disappear — redeem or transfer them.

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