Last updated: 21 August 2026
Why?
- Overspending control
- Fraud risk kam
- Loan approval utilization
How
- App me "Limit" → Decrease
- Ya customer care + KYC
Score Impact
Lower limit + same balance = higher utilization. Clear the balance first.
Frequently Asked Questions
Q: Can I reduce?
A: Haan — app ya customer care.
Q: Hurt credit?
A: Sirf utilization badhne par.
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