GST on Credit Card Fees

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Last updated: 21 August 2026

GST Rate

India me credit card fees aur interest par 18% GST. ₹500 late fee + ₹90 GST = ₹590.

What Attracts GST

ItemGST
Annual/Joining fee18%
Late fee18%
Cash advance fee18%
Fuel surcharge18%
Interest18%

On Statement

"GST" / "CGST+SGST" alag line. Excel me convert karke track karo.

Frequently Asked Questions

Q: GST on interest?

A: Haan — 18% (2023 se).

Q: Claim GST?

A: Business use par input credit (registered).

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