Credit Card Fuel Surcharge

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Last updated: 21 August 2026

What Is It?

Petrol par credit card use → 1-2.5% extra + GST.

Rates & Waiver

Bank | Surcharge. HDFC (IndianOil) 1% → waived on fuel cards. SBI (BPCL) 1% → waived. ICICI (HPCL) 1% → waived. Fuel cards waive the surcharge (up to a ₹4K–10K/month limit).

Frequently Asked Questions

Q: Surcharge refundable?

A: Fuel cards par waiver (statement credit).

Q: Rate?

A: 1-2.5% + GST. Fuel cards 0%.

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