Last updated: 21 August 2026
Comparison
| Scenario | ₹60K phone |
|---|---|
| Full | ₹60,000 — ₹0 extra |
| 0% EMI | ₹60,000 + ~₹600 fee |
| Standard EMI | ₹66,024 — ₹6,024 interest |
Golden Rule
If you have the money — pay in full. 0% EMI sirf cash-flow ya discount par.
Frequently Asked Questions
Q: Full or EMI?
A: Full — ₹0 extra.
Q: 0% EMI vs full?
A: Full best. EMI sirf cash-flow ke liye.
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