Last updated: 21 August 2026
What Is Dormant?
No usage for 6–12 months → the bank marks the card dormant. Transactions block ho sakti.
What Happens
- Declines
- Points expire
- Fee ab bhi lagti
- Auto-close possible
Reactivate
- 1 small transaction (₹100-500)
- Ya customer care call
Frequently Asked Questions
Q: How long?
A: 6-12 months no usage.
Q: Reactivate?
A: Small transaction ya call.
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