Last updated: 21 August 2026
Yes, It Compounds
Unpaid interest adds to the balance → interest on it next month too. Daily compound hota hai.
Real Numbers
₹1L @ 42% sirf minimum (5%) → payoff 9+ saal, interest ~₹1.8L! Full ₹10K/month → 12 mahine, interest ~₹22K.
Stop It
- Full payment
- Balance transfer 0% (guide)
- High-APR card pehle
Frequently Asked Questions
Q: Compounded daily?
A: Haan — daily periodic rate.
Q: How to stop?
A: Full payment due date tak.
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