Credit Card Approval Tips

10 Tips

1. CIBIL 750+
2. Income proof ready
3. Same bank (relationship)
4. Existing card 6+ mo
5. 1-2 apply ek saath (inquiries)
6. Utilization <30%
7. Pre-approved offers
8. Secured card fallback
9. Co-branded easy
10. Reject par 90 din wait

Mistakes

• Multiple applications
• Naya job + turant apply
• High utilization par apply

Rejected?

Reason poochho, 3-6 mahine CIBIL sudharo, phir apply. Secured card se shuru karo — guaranteed.

Frequently Asked Questions