Excel vs CSV vs QBO vs Tally — Which Format?

Quick answer

• Excel (.xlsx) — analysis, budgets, CA ko bhejna — best all-round (formatting + Summary sheet)
• CSV — software import jo CSV maangta hai (kuch legacy tools)
• QBO — QuickBooks direct import
• Tally — Indian accounting, voucher-level import

Losses in each

CSV me date-format corruption (01/02 = Jan 2 ya 1 Feb?), summary nahi, formatting nahi. QBO fixed bank formats maangta hai. Tally template discipline maangta hai. Excel sabse safe — isi liye hamara converter .xlsx deta hai (CSV/QBO/Tally routes guides me hain).

Decision table

• Self-analysis / spending review → Excel
• QuickBooks → Excel/CSV → import mapping
• Tally (India) → Excel → voucher template
• Google Sheets collaboration → Excel → upload