Last updated: 21 August 2026
Key Difference
Charge card: pura balance due date tak. Credit card: balance carry + interest.
Comparison
| Feature | Charge | Credit. Carry: no | yes. Limit: no fixed limit | fixed. Examples: Amex Platinum/Gold | all banks |
|---|
Amex Note
Amex Platinum/Gold are charge cards in India — which is why "Payments and Credits" is prominent on their statements. Format.
Frequently Asked Questions
Q: Difference?
A: Charge: full due monthly. Credit: carry + interest.
Q: Charge cards limit?
A: Usually no fixed limit.
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