Last updated: 26 August 2026 • By Sagar Barde
Why bank PDFs are password-protected
Indian, African and many Asian banks encrypt e-statements so a leaked email attachment can't be read by anyone. The password is almost always something only you know — your date of birth, customer ID or PAN.
Password list by bank
| Bank | Country | usual password |
|---|---|---|
| SBI (State Bank of India) | India | DOB in DDMMYYYY format |
| HDFC Bank | India | Customer ID or DOB DDMMYYYY |
| ICICI Bank | India | DOB DDMMYYYY / PAN-last4+DDMM / Customer ID |
| Axis Bank | India | DOB DDMMYYYY or Customer ID |
| Kotak Mahindra Bank | India | DOB DDMMYYYY or Customer ID |
| Punjab National Bank (PNB) | India | DOB DDMMYYYY |
| Bank of Baroda (BoB) | India | DOB DDMMYYYY |
| Canara Bank | India | DOB DDMMYYYY |
| Union Bank of India | India | DOB DDMMYYYY |
| IDBI Bank | India | DOB DDMMYYYY |
| IDFC FIRST Bank | India | DOB DDMMYYYY or mobile number |
| YES Bank | India | DOB DDMMYYYY |
| IndusInd Bank | India | DOB DDMMYYYY |
| Federal Bank | India | DOB DDMMYYYY |
| RBL Bank | India | DOB DDMMYYYY |
| Bandhan Bank | India | DOB DDMMYYYY |
| AU Small Finance Bank | India | DOB DDMMYYYY |
| Indian Bank | India | DOB DDMMYYYY |
| Central Bank of India | India | DOB DDMMYYYY |
| Bank of India (BoI) | India | DOB DDMMYYYY |
| Bank of Maharashtra | India | DOB DDMMYYYY |
| Indian Overseas Bank (IOB) | India | DOB DDMMYYYY |
| UCO Bank | India | DOB DDMMYYYY |
| Punjab & Sind Bank | India | DOB DDMMYYYY |
| J&K Bank | India | DOB DDMMYYYY |
| Karnataka Bank | India | DOB DDMMYYYY |
| Karur Vysya Bank (KVB) | India | DOB DDMMYYYY |
| South Indian Bank | India | DOB DDMMYYYY |
| City Union Bank (CUB) | India | DOB DDMMYYYY |
| CSB Bank (Catholic Syrian) | India | DOB DDMMYYYY |
| Tamilnad Mercantile Bank (TMB) | India | DOB DDMMYYYY |
| Dhanlaxmi Bank | India | DOB DDMMYYYY |
| Paytm Payments Bank | India | Not password-protected |
| Airtel Payments Bank | India | Not password-protected |
| India Post Payments Bank (IPPB) | India | Not password-protected |
| Fino Payments Bank | India | Not password-protected |
| ESAF Small Finance Bank | India | DOB DDMMYYYY |
| Suryoday Small Finance Bank | India | DOB DDMMYYYY |
| Saraswat Co-op Bank | India | DOB DDMMYYYY |
| FNB (First National Bank) | South Africa | ID last 4 + account last 4 |
| Standard Bank (SA) | South Africa | Not password-protected |
| Capitec Bank | South Africa | Not password-protected |
| Absa Bank | South Africa | Not password-protected |
| DBS India (Digibank) | India | Not password-protected |
| Allahabad Bank | India | Not password-protected |
Still locked?
Try in order: (1) DOB in DDMMYYYY, (2) last 4 digits of account number, (3) full account number, (4) Customer ID, (5) bank customer care. Joint account? Try the primary holder's DOB.
Convert after unlocking
Enter the password in the bank converter's password field and upload — the PDF is decrypted locally in your browser and parsed in seconds.
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