Last updated: 21 August 2026
Key Differences
| Feature | Amex | Mastercard. Acceptance: good in metros | everywhere. Rewards: best (MR) | card-dependent. Fee: ₹4,500–66,000 | ₹0–12,500. Charge cards: yes | no |
|---|
Verdict
Rewards + metro → Amex. Acceptance + simplicity → Mastercard. Keep both.
Frequently Asked Questions
Q: Is Amex accepted everywhere?
A: Good in metros, limited in smaller towns.
Q: Is the Amex fee worth it?
A: Yes — if you use the rewards and lounges.
Convert your statement — free!
🚀 Open the Tool
🚀 Open the Tool